About Us
Navachetana Team
Navachetana Microfin Services is founded on pillars of its dedicated, experienced, goal oriented team, who are self motivated to provide financial support to deeper section of needy, poor and unbanked society.
Mr. Nagendra V. Mali Chairman & Managing Director
Mr. Nagendra V. Mali holds a degree in Science and a Diploma in Journalism from Karnataka University. His flair for serving the poor and promoting rural development caused him to become involved in these areas of work soon after his graduation, and he was ultimately inspired to form his own organization, Navachetana Foundation (NCF), in 1999. In 2005 recognized the need to incorporate microfinance in his organization's poverty alleviation work, a decision that led to the creation of Navachetana Microfin Services Private Limited (NMSPL), a Non-Banking Finance Company. Mr. Mali currently serves as Chairman and Managing Director of Navachetana Microfin Services Private Limited.
Mr. Ullas M. KooliDirector
Mr. Ullas M. Kooli holds a degree in Mechanical Engineering. He has worked in leading multinational companies across the world. Ullas has more than 15 years of IT and Financial Services experience. He has been instrumental in building business relationships with banks and IT implementations. He has worked in various capacities within Navachetana. Has headed MIS, IT,Credit, Audit, Business segment of Micro-Business Loan and Vehicle Finance, He is people oriented person, interested in sports and CSR activities.
Mr.Unnikrishnan JanardnanChief Executive Officer
Mr.Unnikrishnan Janardnan holds a M.Sc. Agriculture Pune & MBA Banking from UBI, Belgium, JARO Institute. His Previous Assignment was with Nextru Livelihoods Private Limited as Chief Operating Officer; prior to this he has handled various Senior Management & Top Management positions with ICICI Bank, Baja Auto Finance Limited, DCB Bank & IndusInd Bank. He has diverse knowledge base on the following aspects of the industry i.e. Business Development, Finance, Trade Finance, Cross selling, Business Strategy, Cash Management, Portfolio Management, Loans and Retail Banking. Further, he has expertise in Cash Management Services, Business Relationship with SMEs, Lending to Microfinance Institutions, Extending Banking Products to Rural Financial Institutions viz. Coop Banks, RRBs, DCCBs, Collections for Home Loan, Vehicle Loan, PL, Trade finance to large corporates, Remittances, Tractor Finance, Government Banking, Commodity Based Finance, Micro Housing, CC, OD, TL, Farmer Finance, Commercial Vehicle Finance, Setting up bank branches/Hiring Manpower, Two Wheeler Finance.
Mr.Ganesh E.K.Chief Accounts Officer
Mr.Ganesh E.K. is a B.Com graduate from Karnataka University, Dharwad. He has been associated with Navachetana Microfin Services Private Limited since 2005. He has more than 15 years of experience in Accounting, Insurance and is well versed in fund management and financial software programs such as Tally. Currently Mr. Ganesh E.K. is heading Accounts Department