About Us
Navachetana Team
Navachetana Microfin Services is founded on pillars of its dedicated, experienced, goal oriented team, who are self motivated to provide financial support to deeper section of needy, poor and unbanked society.
Mr. Nagendra V. Mali Chairman & Managing Director
Mr. Nagendra V. Mali holds a degree in Science and a Diploma in Journalism from Karnataka University. His flair for serving the poor and promoting rural development caused him to become involved in these areas of work soon after his graduation, and he was ultimately inspired to form his own organization, Navachetana Foundation (NCF), in 1999. In 2005 recognized the need to incorporate microfinance in his organization's poverty alleviation work, a decision that led to the creation of Navachetana Microfin Services Private Limited (NMSPL), a Non-Banking Finance Company. Mr. Mali currently serves as Chairman and Managing Director of Navachetana Microfin Services Private Limited.
Mr. Ullas M. KooliDirector
Mr. Ullas M. Kooli holds a degree in Mechanical Engineering. He has worked in leading multinational companies across the world. Ullas has more than 15 years of IT and Financial Services experience. He has been instrumental in building business relationships with banks and IT implementations. He has worked in various capacities within Navachetana. Has headed MIS, IT,Credit, Audit, Business segment of Micro-Business Loan and Vehicle Finance, He is people oriented person, interested in sports and CSR activities.
Mr.Unnikrishnan JanardnanChief Executive Officer
Mr.Unnikrishnan Janardnan holds a M.Sc. Agriculture Pune & MBA Banking from UBI, Belgium, JARO Institute. His Previous Assignment was with Nextru Livelihoods Private Limited as Chief Operating Officer; prior to this he has handled various Senior Management & Top Management positions with ICICI Bank, Baja Auto Finance Limited, DCB Bank & IndusInd Bank. He has diverse knowledge base on the following aspects of the industry i.e. Business Development, Finance, Trade Finance, Cross selling, Business Strategy, Cash Management, Portfolio Management, Loans and Retail Banking. Further, he has expertise in Cash Management Services, Business Relationship with SMEs, Lending to Microfinance Institutions, Extending Banking Products to Rural Financial Institutions viz. Coop Banks, RRBs, DCCBs, Collections for Home Loan, Vehicle Loan, PL, Trade finance to large corporates, Remittances, Tractor Finance, Government Banking, Commodity Based Finance, Micro Housing, CC, OD, TL, Farmer Finance, Commercial Vehicle Finance, Setting up bank branches/Hiring Manpower, Two Wheeler Finance.
Mr. Govindarajan RChief Financial Officer
Mr. Govindarajan R is a Chartered Accountant and CS Inter with 30 years of experience in Finance domain in Banking, Manufacturing, Housing Finance and Microfinance Companies. He has focused skills in portfolio securitisation, taxation and secretarial matters. He was Chief Financial Officer in Weizmann Homes Ltd, Madanapalle Spinning Maiils Ltd, Ujjivan Financial Services Pvt. Ltd., Metahelix Life Sciences Pvt Ltd, Samasta Microfinance Ltd, and Asirvad Microfinance Pvt Ltd before joining Navachetana.
Mr.Ganesh E.K.Chief Accounts Officer
Mr.Ganesh E.K. is a B.Com graduate from Karnataka University, Dharwad. He has been associated with Navachetana Microfin Services Private Limited since 2005. He has more than 15 years of experience in Accounting, Insurance and is well versed in fund management and financial software programs such as Tally. Currently Mr. Ganesh E.K. is heading Accounts Department
Ms. Raveena JainCompany Secretary
Ms. Raveena Jain holds a degree in B.Com and is an associate member of Institute of Company Secretaries of India (ICSI). She had started her career as an Article from a reputed listed company in Bengaluru city. She has joined Navachetana Microfin Services Private Limited from June 2019 as a full time Company secretary. She takes care of Company Law Compliances, RBI Compliances and ROC related matters.
Mr.Surendra K. Head Human Resource
Mr.Surendra K is an astute planner and leader with exemplary communication, relationship management, analytical and organizational skills. He was Manager HR with Samasta Micro Finance Pvt. Ltd., performing the responsibilities of a “Strategic HR Advisor & C&B head” for the organization. He is Experienced in handling large workforces, maintaining peaceful & amicable work environment in the organization and initiating measures for the benefit of employees.
Mr. S D MaliHead Administrator
Mr. S D Mali is a B.Com graduate from Karnataka University. He has 30years of rich experience of accounts in KSSC Limited. He worked as Senior assistant accounts in KSSC Limited. He is well versed in accounting and financial software programs such as Tally and Auditing. . He has joined Navachetana Microfin Services Private Limited in Feb 2015. Currently Mr S D Mali is a head of administration